For US contractors and LLC solopreneurs

Bookkeeping, invoices, and tax-ready output. Run by the system, reviewed by you.

TrueBudget tracks time, sends invoices, categorizes spend (including home office and mixed personal/business), and produces Schedule C and LLC books your accountant will sign off on.

No credit card required. Cancel anytime.

What you actually need

Five things, one tool.

  • Track my client work time and turn it into an invoice without re-keying.
  • Get paid faster. Let clients pay the invoice directly.
  • Categorize my spend correctly for Schedule C, including home office, phone, and car.
  • Tell me how much to set aside for taxes this quarter.
  • Give my accountant exactly what they need at year end.

Built for the way contractors and LLCs actually run.

Four disjoint things (bookkeeping, time tracking, invoicing, and tax prep) collapsed into one workflow.

Time → invoice → paid

Track time against clients, turn unbilled hours into a sent invoice in under a minute, and accept card or ACH payments that auto-reconcile.

Spend categorized for Schedule C

Rules and ML categorize transactions to the right Schedule C line. Mixed personal/business accounts handled. Flag the business expenses, leave the rest alone.

Home office, vehicle, cell, done right

Runtime allocations apply the deductible percentage at report time. The original transaction stays clean and bank-reconcilable.

Quarterly tax reserve

An always-current estimate of what to set aside for the next 1040-ES, including SE tax and federal income tax.

LLC books & balance sheet

Single-member LLC? Get separate double-entry books, owner draws and contributions, and a basic balance sheet your CPA will accept.

Read-only accountant invite

Year-end review with a scoped, revocable invitation. Your accountant sees the books, not your password.

Why it works

An internal agent runs the routine work. You review exceptions only.

Most transactions categorize themselves. Receipts match to spend automatically. The system surfaces only what needs your attention (missing receipts, unbilled time, suspected duplicates) in a single weekly queue.

Every change the agent makes is explained, audited, and reversible. The ledger is conservative. Novelty lives in the workflow, not in your books.

  • Every write has provenance

    Who or what made the change, what evidence supported it, and how to reverse it.

  • Risk determines autonomy

    Reading and drafting are low-friction. Sending invoices and closing periods require your approval.

  • The ledger stays boring

    Accounting-correct, testable, and audit-friendly. Your accountant won't have to rebuild anything.

Spend less time on bookkeeping. Stop dreading tax time.

Start a free 14-day trial. No credit card required. Cancel anytime.

14 days free. No credit card required.