Simple, per-business pricing.
Start free for 14 days, no card required. An agent keeps your books current; you just approve the exceptions. Cancel any time.
Personal
Clarity on where your money actually goes.
$90/yr
2 months free · save $18/yr
- Bank and card sync via Plaid
- Auto-categorization with your review
- Receipt capture from email and uploads
- Personal P&L, cash flow, net worth
- Ask your agent about your money
- MCP server & API for your own agents
Most popularStart free trial
Contractor
Tax-ready books for the self-employed.
$190/yr
2 months free · save $38/yr
- Everything in Personal
- Schedule C category mapping
- Multiple side gigs (one Schedule C each)
- Home office, vehicle & cell allocations
- Time tracking, customers, invoicing, payments
- Schedule C export (PDF + CSV + TurboTax)
- Quarterly tax-reserve estimates
- 1099-NEC income tracking
- Agent runs your monthly close - you approve exceptions
- MCP server & API for your own agents
Per businessAdd a business
Business
Built for solopreneurs running an LLC.
$390/yr per business
2 months free · save $78/yr
- Separate LLC books with double-entry ledger
- Balance sheet, owner draws & contributions
- Schedule C export & quarterly tax reserve
- Time tracking, invoicing & recurring billing
- Month-end close on your LLC books
- Cross-business home office allocation
- Accountant access
- MCP server & API for your own agents
Personal and Contractor are a single plan you can switch between any time.
Business is billed per LLC - add as many as you need, with or without a personal plan.
US customers only at this time.
Compare plans
| Personal | Contractor | Business | |
|---|---|---|---|
| Personal Finance | |||
| Bank & card sync (Plaid) | |||
| Auto-categorization & rules | |||
| Receipt capture | |||
| Personal P&L & cash flow | |||
| Net worth tracking | |||
| Finance agent - chat & insights | |||
| MCP server & API for your own agents | |||
| Tax & Freelance | |||
| Schedule C category map | |||
| Multiple side gigs (one Schedule C each) | |||
| Home office / vehicle / cell allocations | |||
| Time tracking, customers & invoicing | |||
| Schedule C export (PDF, CSV, TurboTax) | |||
| Quarterly tax-reserve estimator | |||
| 1099-NEC income tracking | |||
| Agent-run monthly close (you approve exceptions) | |||
| Business Entity (LLC) | |||
| LLC books with double-entry ledger | |||
| Owner draws & contributions | |||
| Balance sheet | |||
| Cross-business home office allocation | |||
| Month-end close on LLC books | |||
| Recurring billing for retainer clients | |||
| Accountant access | |||
Frequently asked questions
- Does TrueBudget file my taxes?
- No. We produce Schedule C-ready output (PDF + CSV + TurboTax-compatible CSV) and a quarterly tax-reserve estimate. You or your accountant files. Estimates are estimates, not tax advice.
- What if I have two side gigs?
- On Contractor you can track multiple sole-prop side gigs in one plan, each with its own Schedule C export. A registered LLC is different: it gets its own set of books on a Business plan, billed per entity.
- How does billing work across personal and business?
- You have one personal plan - Personal or Contractor - and can switch between them any time. Each LLC is a separate set of books on its own Business plan, billed per entity. You can run a Business plan with or without a personal plan.
- Can my accountant get access?
- Yes, on the Business tier. Invite your accountant to review and correct your books from their own queue, with revocable access scoped to a single set of books.
- Can I connect my own AI agent?
- Yes - on every plan. TrueBudget exposes an MCP server and a typed workflow API so your agent can draft, classify, and reconcile. Every write is scoped, logged, and reversible, and risky actions wait for your approval.
- Do you support S-corp payroll?
- Not yet. S-corp owners need payroll for reasonable compensation; we partner with payroll providers rather than building it ourselves.
- What happens to my data if I cancel?
- You can export all of your data at any time (CSV + accountant package). Cancel any time during or after trial.
- Is there a free trial?
- 14 days. No credit card required at signup. A card is required to continue once the trial ends.
Try it for 14 days, on us.
See how much of your monthly bookkeeping the system can handle before you decide.
14 days free. No credit card required.